Daring and diverse...
...for products as unique as you.
We offer a wide variety of products to suit any requisite.
Insurance products are underwritten by Centriq Insurance Company Limited, a licensed non-life insurer and authorized financial services provider, FSP3417
Regular Driver
This policy is designed to cater for a regular driver, however anybody with a valid driver’s license and the permission of the main driver is allowed to drive the vehicle on occasion if permitted by our policy criteria.
Named Driver
The Named Driver policy is designed to cater for a main driver and a maximum of three named drivers. This product is available on comprehensive, third party, fire and theft and third party only.
Total Loss
Protect one of your most important assets with the Total Loss Protect policy. This policy will compensate you if the damage to your vehicle exceeds 75% of the current market / retail value or if your vehicle is stolen or hi-jacked and is not recovered.
Fixed Excess
Discover freedom with our Fixed Excess Policy. Select the excess that best suits your budget. (Only a flat excess will be payable in the event of a claim)
Caravan & Trailer
This policy allows you to claim if your caravan or trailer is damaged or stolen. You may also claim for damage caused to other parties and their property.
Motor & All Risk Combined
Comprehensive protection for your valuables on the go. Covers personal items such as cell phones and laptops, with flexible cover limits from R5,000 to R20,000. In the event of a loss, an excess of R500 or 10% of the loss amount, whichever is greater, is payable.
Trade Protect
Secure your tools, secure your trade. Tailored for tradespeople like carpenters, plumbers and electricians, covering tools and equipment against theft with a cover limit of R30,000. The policyholder must be the business owner. Excludes personal use items and items not owned by the policyholder.
Fixed Basic Excess
No complex calculations needed. In the unfortunate event of a claim, you pay an agreed amount as the basic excess. Any additional excess in terms of the underlying policy still applies. Available as a stand-alone product.
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Home / Personal Products
Home Building
Home Building policies cover damage to the permanent physical structure of your home and outbuildings.
Home Contents
This policy covers all contents of your home against theft or damage by an insured peril.
All Risk
This policy covers items that you would normally carry with you or on you when you are not at home. It covers these items for accidental loss, damage, and theft.
Surge Protect
Focused power surge protection. Limited indemnity cover for household appliances and electronics damaged by sudden voltage spikes from Eskom or municipal supply. Not a substitute for household insurance. A 30-day waiting period applies and a R500 excess applies to each claim.
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Motor Products
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Value Added Products
Write Off Booster
Write Off Booster gives you an enhanced payout for a valid total loss claim to assist with a further vehicle purchase. An option of 10%, 20% or 30% of the market/retail value will be paid out on top of the settlement.
Write Off Protect
Write Off Protect allows your vehicle a higher level of damage before your vehicle is deemed uneconomical to repair. The insured is given the option of increasing the write off percentage to 80%, 90% or 100% of the insured value.
Tyre Protect with Rim Extender
If your tyre is damaged by hard braking, cuts, bursts or uneven road surfaces, Tyre Protect assists with the cost of repair or replacement, including valves and balancing. The Rim Extender add-on pays for repairs to buckled rims up to the amount in your schedule. Excludes wear and tear. 30-day waiting period applies.
Mechanical Breakdown Warranty
This insurance provides protection against the cost of parts and labour following mechanical, electrical or electronic failure of a covered part.
Personal Accident Cover
Get covered in the event of death or permanent disability caused by accidental injury that happens anywhere in the world.
Car Hire
A back-up plan in the event that your vehicle is stolen, hi-jacked or is involved in an accident and is not driveable.
Excess Reducer
Have confidence knowing that in the unfortunate event of a claim, your basic excess payment will not burden your monthly cash flow.
Credit Shortfall
Cover against credit shortfall should your car be stolen or written-off. You’ve put a great deal of capital into buying your dream car, so why face a substantial monetary loss in the event that your car is stolen or written off?
Roadside Assistance
Get assistance with towing your vehicle to the nearest dealership, repair centre or panel beater in the event that your vehicle experiences a break down or accident.
Battery Protect
Battery protect helps cover the cost of replacing your vehicle’s battery in the event that it fails.
Scratch & Dent Protect
Keep your car looking like new. Everyday mishaps can really diminish the value of your vehicle.
Family Protect
Protect what matters most with various plans available to safeguard your family in the event of an untimely death. This benefit is designed to cover your family in the event of death. Get up to R20 000.00 paid out.
Key Protect
Comprehensive key cover for the cost of repairing or replacing vehicle keys after theft, loss or damage, including traditional, remote and smart keys. Cover starts after a 30-day waiting period following the first successful premium payment. A R250 excess applies to any claim.
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Home & Personal Products
SA Underwriting Agencies (Pty) Ltd (FSP 281) is an authorised financial services provider and acts as a binder holder for Centriq Insurance Company Limited (FSP 3417), a licensed non-life insurer.